Estimates

Why are my house insurance estimates so high? We're buying our first house & our mortgage guy estimated our costs for house insurance should be $400-500. We've gotten two estimates & they were $730 & $775. What could be driving up the costs that none of us expected? The home was built in 1920, has wood siding, & is in city limits (near hydrants). The only other factors I can think that may raise the price are the fact that the fire station is on the other side of the rail road tracks, the fact the home is situated on a State Route/high traffic road, & close to a bar... Or is there somthing more?

Is auto insurance collision estimates pretty close to those at auto body shops? For example if my insurance estimated $3k damage, would the shop estimate $3K as well?

I need a few estimates for car insurance on Dodge Challengers? What would be the estimate for insurance on each of these cars: 2004 Dodge Challenger 2009 Dodge Challenger I'm 16, 3.9 GPA, no criminal record or tickets. or if you know of a site where I can get a quick estimate, please mention it.

what do you call a person who travels to storm damaged areas to do insurance estimates?

Our home had smoke and ash damages due to recent fires. Our insurance agent asked us to submit the estimates.? After we submit the estimates, is the insurance co. is supposed to send the check to us or they would be paying to the repair contractor directly?

other insurance is refusing to give estimates, what should i do? I requested estimates 3 times and the other person's insurance company has not mailed me any information or estimates for damages. Now they have sent me a letter threatening to take me to court. Does anyone have any suggestions or advice?

Why do insurance companies try to cheat you for less than the estimates when you submit a claim? My backyard landscaping was crushed, expensive trees, due to a hugh truck and trailor crashing down my hillside and now after submitting the required 2 estimates and pictures, etc. their insurance company still wants to only pay me less than a third of replacement costs.

On an insurance claim that I am partially at fault, is it better to turn in all of the estimates & med bills? I was in an automobile accident. Both parties were at fault. Insurance companies handling most of it, they're still debating percentages. Should I turn in all estimates on the car & all medical bills. Or should I just let my medical Ins cover the DR & hospital?

Can someone help with auto insurance quotes or estimates? Im going to be 16 and i will be buying a car that is no older than a 2001. im trying to get a toyota highlander and it will be right when i get my license because of my job, school, etc. Does anyone have an estimate of what it will cost a year to insure my car? Any kind of help would be greatt!

insurance and collision repair estimates? I recently got into a bumper to bumper car accident in CA, where I think it was a 50/50 responsibility of me and her. The dent on both of our cars is evident, but not all that bad. I was called by the driver's insurance company to get an estimate of the cost of repairs to fix my bumper and then to send it to her. My question is should I look for places that charge the most amount of money? This is assuming that the driver will pay for damages to my car and I'll pay for damages to her car. I really have no idea what I'm supposed to do as I know some places can quote you cheap while others quote you an arm and a leg for the same job. Thanks in advance.

Body shop is 1 1/2 month late on insurance estimates. Manager (Ins paid) refuses to provide date. My Options? I got in a car wreck in Oct 25. Insurance final estimates provided to body shop in early November. Estimates indicate 24 days needed for repair. Insurance company paid Body shop. We are sitting here in Jan 20th (more than two months after supplemental estimates are issues) and the car is not ready. Let alone, the manager of the body shop refuses to provide with a written status and estimates for delivery of the car. He also never returns my calls. What kind of recourse do you I have? He is rude and improfessional (when I go to the shop they make me wait and then tell me he is busy). Insurance refuses to intervene (citing the fact that I chose him). To whom should I complain? I see my car and I see that repairs are being made but I need a final date. I have been renting cars out of pocket since insurance covers only first 30 days. Any advice is greatly appreciated...

Insurance estimates on these four cars? which do you guys think would be cheapest and most expensive on insurance out of these four cars: 03-05 Acura RSX type S (v4 manual) 01-03 Lexus IS300 (v6 auto) 99 Lexus SC300 (v6 auto) 97 Lexus SC400 (v8 auto) What do insurance companys look at, the year and price of the car (the moment you bought it)? If so, I would imagine the two bottom lexus's to be the cheapest, but Im not sure, since they have much bigger engines. What do you guys think? Thanks in advance.

Insurance estimate on a 2003 Subaru WRX for a 19 year old? Im a 19 year old student with a completely clean driving record. Just curious on how much the insurance would be on a 2003 Subaru WRX (not sti) sedan. I wouldn't be the primary driver. My mom would be the owner I would just be a secondary driver. Any estimates?

my son needs braces,Im looking into cost as i have no insurance,any ideas on estimates? He wil need some teeth pulled because he has major crowding issues. If anyone has paid out of pocket for braces please share as much as you can. Im looking at using my tax return for a good down pay but would like some ideas at entire cost here.

auto insurance estimates need help or info? i am a 17 year old male and i want to know how much my insurance will be for me, i will be getting my g2 in 3 weeks or so, so yeah, my parents vehicle is a 1998 toyota corolla, i will be third driver cuz my mom and dad will be driving it so yeah please give me info and my parents are under td insurance and we live near barrie, north of toronto oh i also did a drivers coruse, romeiro driving school so yeah a discount there too

How much does liability insurance and unemployment insurance cost for a small business? Considering opening a parking service company as an S Corporation with two partners. First year revenues should be $100K, should have no more than 2 employees. Wanted to put insurance estimates into my business plan. Thanks for the help

Car insurance estimates? Help please? Give me a rough estimate fir the following cars for a 16 year old with good credit, grades, and no accidents. Also on my parents account with 2 cars. Toyota mr2 spyder Saturn sky base Toyota celica gt 02 Mercedes slk 02 4cyl And a corvette from the 70's Just curious about insurance. Which would be most/least? Owners comments are highly appreciated.

my car was hit and their insurance offered less than the estimates i submitted.? how do i get the money that was owed to me? or how do i make sure the amount can actually repair the car correctly.

What are some of the most recent estimates regarding the percent of Americans without health insurance?

I am trying to purchase workmans comp insurance for the first time, for an Employment Agency estimates anyone? Hi yahooligans! I am the latest entreprenuer in America, we are starting a humble employment agency on a shoestring budget. Our Agency will mostly do business with commercial and residential cleaning companies and the sort. With at least 5 employees working full time in the first month so far and more as positions become available. Can anyone be so kind as to give an estimate on Workmans- Dissability- Liability policy?

The insurance estimate is quite lower? I live in Connecticut. I had a small accident that was not my fault. Their insurance adjusters estimate is about half of what my repair estimate is. What are my options?

How to estimate insurance for an extended period? I am doing a math project for school and I need to give an estimate of insurance for each year in a nine year period. The car is a 2010 Honda Civic Hybrid, 12,000m/year. Does the rate increase/decrease per year due to age/wear? I have no idea how to estimate this. Please help me out! Thanks The insurance policy would start at the age of approximately 22 until the age of 31. Would it still change?

Should I get a repair estimate with insurance claim or without? I recently had my car appraised over the damage that was done to my car from a collision. The Ins. company will mail me a check for the total cost of the reapir submitted from their estimator. I haven't had any estimates done from any repair shops. Would the estimate go up or down depending on whether it was an insurance claim or not? Seems like the cost would go up if it was an Ins. claim.

insurance adjuster estimate MUCH less than actual estimates? My car got hit and lady who hit me told me to take it through her insurance. well, i got two estimates for them; one said $2050 and another $2250. I want to get a check for it and not get it fixed. I told the insurance company that and sent them the estimates. They sent an adjuster who said the estimate he got was only $900. No way is it that minimal of damage though. He said either I get it fixed at a body shop or they cut me a check for $900. Is this right? Shouldn't they write the check for an amount that will cover the damage? I don't know what to do

Is there any insurance loss estimating software homeowners can buy to calculate losses for claims? In order to negotiate with the insurance company, it would be useful to have a software package that would help itemize, price, calculate, and estimate, not only the value of contents but also the cost per square foot of restored construction, the labor cost of tearout of damaged property, debiris disposal costs, etc. Insurance companies have such software packages. It would be great if the insured could also use one.

I need car insurance estimates but I don't not want to get bazillion of calls? Is there any websites that I can get estimates without having to submit my personal information? Or if anyone of you out there have an idea, please help me. This will be my 2nd car, first car was under parent's policy Car : 2000 Honda Civic 4 doors - Car Alarm/Steering wheel club Only use car to drive to work Miles driven to work (one-way) - 5 miles Estimated annual mileage - 3000 to 5000 Never been in an accident / Non-smoker 26 years old Male - Married Liciense obtained at the age 16 Work for an IT company If you can give me an estimate, I really appreciate it. Thanks

Are there issues with a builder asked to estimate for an insurance claim handling the claim as well? I had a water leak in the kitchen which has destroyed teh kitchen floor. Multiple items need to be fixed - the floor , underfloor heating etc. I have phoned for estimates but most people who are prepared to do insurance work have their own loss adjusters and wish me to sign over claim handling to them. Are there issues with this? Would I be better just handing over to the insurance company to fix?

How should i go about estimating the amount of coverage I need for renters insurance? ? i'm starting to get estimates on renters insurance but i'm not sure how to estimate the value of my property. Do i estimate using the depreciated cost for things like gaming consoles, camera's, i-pods, tv.'s, etc.. what about things like DVD/game collections? What about things i have no reciepts for- does that even matter? clearly i'm in need of suggestions :)

Im dealing with a doctor and hospital bills one after another after trusting my insurance to cover 90%? I just receive a bill from my doctor after having a surgery before a month. They are charging me for the discount what my insurance estimate. Do I have to pay that myself? If yes, and I refuse to pay it, is that will effect my credit report in the future?

What is a good estimate for small business insurance? I am working a project for my MBA class. I am organizing a small business for the project. It's a cooperative of specialty poultry producers. The cooperative markets the poultry to local major retailers and transports end products (after processing, packaging and storage to retailer DC's). I need a quote for general liability insurance and insurance on a small refrigerated truck (driven by someone with a pristine record). I need annual premium estimates that coincide with an exact policy amount - the least possible please! Online insurance quoters are not working.

CAR INSURANCE estimates?!? Ok so im getting a 1996 honda accord next week. im 16 and im getting my license at the end of the month. and i took drivers ed. so i was just wondering how much i would have to pay a month for car insurnce, but it can be just an estimate

Low Repair Estimate How to Go After Insurance Company? I hit a car at its back and caused cracks on its rear bumper. It is my fault and my insurance company supposed to pay for the repair since I have liability insurance with them. But the estimate from my insurance company for the other car came out much lower than the estimates the other party got from other body shops. And now the other party comes after me and they said they gonna sue me. I would like to know how can I push my insurance company to come up more. Thanks!

Does anyone know when the new payroll tax for national health insurance, estimated at 7 percent - will start? I heard the new payroll tax starts in 2011 - Does anyone know for sure?

If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba? My car got hit, their insurance company sent me to a mechanic shop to get an estimate, they said $823 and the insurance sent me the check. I just took the car to the dealership and they said the damage was $3100, can I go back to the insurance and ask for the difference?

How can I estimate homeowners insurance when I haven't found a home? I'm trying to determine how much house I can afford to buy--but I need to know how much homeowners insurance and taxes are. Is there an easy way to estimate this?

Does anyone know of any cheap travel insurance companies in Australia for travel insurance to the USA? Will be going to the USA in July for 20 days and just wondering if anyone knows who offers the cheapest travel insurance? Price estimates if possible??

do you have to accept a insurance company's estimate of what i vehicle is worth? i was in an accident which was not my fault and the other guys ins. company totalled my vehicle. in north carolina do i have to accept the insurance companys estimate of what my vehicle is worth even if it is way less what i have paid and invested in it?

Auto Body Shop gives me an estimate higher than insurance settlement bus says they'll work it out? Before I got word back from my insurance company on a settlement for a cehicle accident, I already got two estimates from two body shops. The estimates were at $5,000 .... but now the insurance company has said that they will cut me a check for $3,000.... the body shop says they will work something out... what does this mean?

What would an estimate be for insurance for an 09 Lancer? I'm 19, and I'm looking to but a new 09 Lancer in a few weeks. I plan to put $3000 down. I've talked to a local dealership, and they estimated monthly payments of about...$350. What I was wondering, is, what would be a rough estimate on insurance for me?

Can anyone give a basic insurance estimate for 2006 Lexus sedan? I know quotes are based largely on personal information, but this is for a school project and I don't wanna give all my personal information and have them start calling me and stuff. I'm just looking for ballpark numbers, if anyone knows any sources or just has any information. Thanks. I'm in GA, 22 yr old female

I need to figure the cost to rebuild my home in Southern California to compare to the insurance estimate.? If you've rebuilt in a nice suburban area, customized, upgraded but not extravagant recently, what was your cost per sq. ft? If not, do you know how I'd find this out? Thanks.

how many estimates are you required to provide to insurance companys?

Can insurance repair estimate be changed? I had some storm damage to the siding and I received an estimate to fix it. I turned in the estimate and received a check from the insurance company. The contractor came out to fix it. However, when he tried to buy siding to match what I have, it is no longer being sold in the color and size I have. So now instead of replacing rows of siding he will have to take down all the siding on that wall and put new up so that it lines up right. Will my insurance company accept an amended estimate?

My contractor's insurance is trying settle for ACV (depreciated) rather than RCV. Aren't I entitled to RCV? Bathroom work resulted in water damage to my hardwood flooring throughout condo due to leaking pipes. Contractor admits full responsibility and their insurance company estimates damage at $10,500 (RCV) but they want to settle for $8400 by including depreciation (ACV). Estimate received by flooring company to repair is $10,200. If I accept insurance company settlement I will have to pay the additional out of pocket. Since this was the contractor's fault and it goes through their insurance, shouldn't I be entitled to full replacement settlement rather than accepting the depreciated selttlement? Since I have no blame in the matter, I believe I should not have to pay anything out of my pocket. I need to know if I can legally tell the insurance company to settle for the RCV.

Is it required to present estimates before insurance company pays up? I had an accident last JUly and I received notification from Wawanesa that it was not my fault and the company will pay for my car repairs. I took a day off to obtain repair estimate from Wawanesa's preferred repair shop and it was approved. I presented the estimate to my regular repair shop which accommodates me on saturdays so I don't have to take a day off from work and it did the work for me. The shop asked for deposit and I paid in full to have the car retrieved after work since it will take a longer time to have the check cut by Wawanesa. My agent told me that I will be reimbursed so long as the shop sends them a receipt which the shop did. However, Wawanesa now says that it will pay up if the shop sends them the shop's estimate and after they have checked my car. Is this mandated by any insurance laws or is this the company's policy. Must I abide by this policy?

What is the best Tablet pc for construction estimating (Insurance adjusters) in the field? What is the best Tablet pc for construction estimators in the field? Can anyone please give me any hints on software i will need to run and write on this Tablet pc? Any advise on estimating softwares like Exactimate etc? Thanks!

how to get auto insurance quote/ estimate without a car? I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.

After I got the insurance adjusters damage estimate, how long do i have to take my car to a shop? My car was hit while parked 3 days ago. I got the insurance adjusters damage estimate today, how long do i have to take my car to a shop? I should mention that the other drivers insurance company has payed for a car rental while the case is settled.

How much is homeowners insurance in IL for townhome that's not covered by the common insurance? I'm planning to purchase a townhome and the assessments does include common insurance. I've been told it doesn't protect any misc assets I have in my home in case a disaster occurs. I want to factor this into my monthly expense estimates. I'm looking for a purchase price at $200,000. How much should estimate for homeowners insurance? Is it a monthly and annual payment? Thanks

What would be the typical insurance price for a 2008 250 ninja? Just need rough estimates.?

Car Insurance Estimate - Looking to buy a car but need to know if I can afford insurance.? 18 year old male License 2 years 1 accident rear ender >$1000 Fulltime student at Virginia Tech where car will be the majority of the year Employed No tickets. I'm looking for a sports car like a Mustang but if the insurance is too outrageous then I'll just get something else. Thanks for anyone's help!

Do you have to go where , you got the insurance estimate do at? We have the check, it's made out to us. But we have found someone else to do the work.

Is it insurance fraud to submit a high estimate to the insurance company but then get repairs somewhere else? A friend's parents had roof damage from a hail storm and got an initial estimate of $32,000 and submitted that to the insurance company. They got the insurance check already, but now they found someone else who will do it for $28,000 instead. Can she go with the cheaper place and pocket the extra?

how does 3rd party insurance work? also i will be buying a new car soon, where can get the insurance estimates for it, so i know what will be the cost of getting a car.

What is a reasonable cost estimate of business insurance for a cafe? I'm working up some numbers to determine the financial feasibility of opening a small (1000-1200 sq ft) cafe. Starting out with myself and no more than 2 part time employees, what should I estimate for combined liability, equipment, workers comp insurance?

What is "Unrelated Prior Damage" on an Insurance Estimate for damage on my car? The tow truck that towed my car that had died, did not tie it down correctly so it rolled and hit the front of the flatbed truck and caused damage to the front of my car. They deducted this unrelated prior damage on the estimate. What does this mean? All the damage occured in the front and they are saying the unrelated prior damage is all the other dings on the rest of my car that was not involved with the towtruck.

How to get auto insurance quote estimate? I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.

How to get auto insurance quote/ estimate without a car? I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.

Could I pay an insurance estimate for a minor car ding without having my insurance rate increase or a point? I backed into a car under 3mph and there was costmetic damage on the other party's bumper, since it is minimal, I don't think it would be worth the cost of increased insurance for something so little.

Estimate for Auto Insurance on a 18 year old Living in GA driving a Mitsubishi Lancer GTS 20k? In Janurary of 08 i am going to get a New Mitsubishi Lancer GTS. I already know how much my monthlly payments are going to be the car is 20 grand. I Live in GA and was wanting to know around how much would insurance be if im 18 years old driving a new car. It would have to be full coverage and right now my family has Allstate. Can anyone give me a reasonable Estimate? Thank You.

Can someone help with auto insurance quotes or estimates? Im going to be 16 and i will be buying a car that is no older than a 2001. im trying to get a toyota highlander and it will be right when i get my license because of my job, school, etc. Does anyone have an estimate of what it will cost a year to insure my car? Any kind of help would be greatt!

How much is a routine dental checkup and cleaning "estimate" without insurance? I live in Oregon and I have has some difficulty just trying to find out how much I would need to pay for a checkup without having any type of insurance. If you have worked in the field or have a estimate based on when you have gone in to the dentist, Please let me know.

I have hail damage on my home and the insurance estimate was more than the estimate from the contractor? ? Can I have the contractor do some extra work to make up for the difference? Is this legal?

Car insurance estimate for a 2006 BMW 325i for a 17 year old guy? My mom is being stubborn about getting a quote because she wants to wait until i'm 18, but i don't. I live in Louisiana if that helps. Thanks a lot.

Whats insurance gonna be on a Mitsubishi 3000gt? I'm 16 and for my 17th birthday, i might get a 3000gt VR-4 What will the estimated insurance be?

Is it better to pay out of pocket or go through insurance? Im 19yrs old I have been insured for 6 months I just had a car accident. The person who's car I damaged is willing to get this resolved without involving the insurance companies. Estimated cost of repair is $2,100. Should I pay out of pocket or get the insurance involved?

Can I do repairs myself, even if I turn in professional estimate to the insurance company? I had some recent storm damage to my home and want to do the repairs myself. The insurance company asked for a detailed estimate of the cost of repairs. If I get a contractor to prepare the estimate, can I turn in the claim, but then do the repairs myself (to save a little money.) I am fairly handy, used to be in the home construction industry.

How can i handle my hospital bill without health insurance? Hi, Everybody! I'm college student, i work part-time and make around $500 per month. I just got appendix surgery at Northridge Hospital in CA, unfortunately i didn't have health insurance. I estimated my bill will be around $15,000. Does anyone know any Charity Organizations which help poor students with their hospital bill? Thank you for your help and patience for responding my answer.

My dentist gave me an estimate of what insurance would cover but it was way off. what can i do? Does the dentist know my annual maximum when they give out estimates? I was told i would owe 273.00 but instead owe 561.00 b/c i went over my maximum limit with insurance. Shouldn't my dentist have told me this?

I have an insurance estimate for damage done by my hot water heater.can I make the repairs myself? and take the insurance check?

ireported my car stolen last month,and it has been recoved, i also reported to the insurance as stolen ,the? police report said that its my fault,because i left the keys in the car. will my insurance still pay for the damage done to my car? i have complete coverage and the gap insurance.estimated damage is 4,200 with a 500 deductible.

In Az, how do I obtain an independent insurance adjuster license? I am a water, fire, and mold estimator and work like to make additional money reviewing estimates from the insurance side.

How much would the insurance cost? I am looking for a 03-06 bmw m3 or bmw 745 to buy and i want to know how much would the insurance cost (estimate)? I am about to turn 16 and im not too young to handle these cars?

Average utility and insurance cost Orland Park, IL? I'm planning on buying a townhouse in Orland Park, IL and was wondering what the average utility (water, electricity, heat, disposal) costs are? Anyone have any estimates on insurance? The association fees cover common insurance but don't think it covers anything within the four walls of the house. Know what insurance requirements the lender puts on mortgages? Trying to estimate how much home ownership really is.

How would Bush's proposal for tax deductible health insurance work? I understand that he would propose a $7500 tax break for singles, $15000 for family. What currently comes out of my paycheck for insurance would become taxable. So, am I to believe we will be getting (yet another) tax statement from our employer or insurance company (for individual plans) telling us the value of our health insurance? I estimate my insurance (and I arrived at this by checking what my COBRA payments would be should I leave the company) to be worth $14400, pretty close to the max allowed under Bush's proposal. I by no means think I have "cadillac" health insurance. My preventative care is already 100 % covered. I pay a $1000 deductible for every family member (max of $3000) even before my insurance kicks in. After that I pay 15% coinsurance until my max out of pocket is met $5,000. This is assuming I stick with in network providers. I pay $83.50 every two weeks in premiums. I would be for this plan if all the money taxed off the upper crust was put into a fund I have continuously read of instances where Bush attempts to change allocated funds to "block funds", (like the Head Start program), allowing the states to essentially spend these funds on anything other than what the funds were intended for. For a single person with no dependents makeing $14000 at a retail store, I fail to see how this would make insurance affordable to them. I personally think that the government should pay 100% if preventative care and also kick in money for a gym membership. Maybe mandate a high deductible insurance plan (also free) for major catastrophes. Anything supplemental coverage would be the resonsibility of the individual.

how do insurance companies estimate the amount of coverage for your home? That is, how do they estimate the amount of living area of your home (sq foot), the cost to repair, etc.

how does insurance work when youve been in a car accident? I was hit yesterday and my car was considered totaled how does the girls insurance company estimate an amount I will get back? My car is worth about $6000

What would be a estimated monthly insurance payment for a Kawasaki Ninja 650r touring bike? if i buy one used and have it already payed off. So it would be on liability insurance

In Broward County, FL, on a 200-250K house, anyone have any rough estimates on annual insurance and taxes? I'm trying to get an idea of whether or not its "worth it" to consider a move to Broward County for a job I'm looking into. I get the idea (from previous questions) that inland is the best route in terms of affordability but I need to balance that with a good community to raise a family (schools, crime, etc.)

Can anyone offer a rough estimate of childcare liability insurance? I am thinking of openning a home day care and am researching costs. Can anyone offer a rough estimate of what child care liability insurance or a rider on my home insurance will cost? I don't want to wait until Monday to play with the numbers :)

If I get a fire insurance settlement after a house fire, do I have to use the money to rebuild? If the fire burned a shed in my backyard which the insurance company estimated to be valued at $1800, do I have to rebuild the shed or can I go without the shed and keep the $1800?

What is the estimated insurance for this car? 2-Door Coupe 1989 BMW 6 Series Coupe 2D 635CS, costing $6,000 new 16 yr. old driver.15-20000 in coverage.

If i were to get perscribed to adderall. With a normal insurance plan, how much is it a month? Any estimates?

I got into an accident and the insurance company estimated I had $1800 in damages? They sent me the check already and I went to the car place today and they said it would take $1450 to fix my car tax included. Am I supposed to return the excess amount that the insurance company gave me?

How can I find an estimate of commercial insurance for a business project? Just need a realistic quote of insurance for a corner shop about 30 square metres in a student area of sheffield without fishing through loads of websites! Anything will do - I just dont know wether it'd be around £50 a year or £5000! Thankyou! Just an estimate - its only for a uni project! Corner shop about 50 sqare metres selling basic convenience store goods. I just dont know how much insurance is for properties - is it closer to £50 or £5000?

Do different title companies have different rates for title insurance for the same house? I have 2 Good faith estimates, one has title insurance at 1000, the other at 570.

Do I need to perform the repairs noted on my homeowners insurance claim? We recently had a major hail storm move through the area and my home was pretty well blasted. I have roof, window and siding damage for which the insurance company estimated repairs at $9,800. The windows and roof without a doubt need to be replaced. The siding on the otherhand could probably wait since it is entirely cosmetic. If I choose not to replace the siding is that acceptable? I am from Arkansas if it varies by state. I would just assume to leave the siding as is and replace it acouple of years down the road all together when it really needs the work done.